Buying a condo, refinancing an existing loan or wanting to release equity? Fast and affordable finance is now available for expats without any need for residence or employment in Thailand.
Through a finance partner we offer an easy way for foreigners and expats to finance their own property in Thailand.
| Current Interest Rate | *8.9% |
| Loan amount | Up to 50% of property value |
| Min Size of loan | 1 million THB |
| Term | 1 to 10 years |
| Repayment | Monthly instalment |
| Balloon payment | Available up to 50% of loan at maturity |
*refer to SCB’s MLR + 2.375% per annum (http://www.efinancethai.com/otherfin/loan.aspx)
Monthly Instalments
Table of monthly payments based on 1-million THB loan with varied % balloon payment
| % Balloon payment at end of loan | ||||||
| Loan Period | 0% | 10% | 20% | 30% | 40% | 50% |
| 1 yr | 88,100 | 80,100 | 72,200 | 64,200 | 56,300 | 48,300 |
| 2 yr | 46,300 | 42,500 | 38,800 | 35,000 | 31,200 | 27,500 |
| 3 yr | 32,400 | 30,100 | 27,700 | 25,300 | 22,900 | 20,500 |
| 5 yr | 21,400 | 20,100 | 18,900 | 17,600 | 16,300 | 15,000 |
| 7 yr | 16,800 | 16,000 | 15,100 | 14,300 | 13,500 | 12,700 |
| 10 yr | 13,400 | 12,900 | 12,400 | 12,000 | 11,500 | 11,000 |
Note: Subject to SCB’s MLR change
Property Finance
It’s easy to apply for a loan through us. This stage will take you less than 3 minutes.
Once you have completed this form, you will be invited to book an appointment with a Lending Manager to finalise your application.