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Thai Expat Club

Professional services to make life easier & affordable for Thai Expats

  • Health Insurance
    • Allianz Ayudhya – Superior Health Plan (2M, 5M & 10M)
    • Allianz Ayudhya – Thailand UltraCare Plan
    • APRIL – Essential & Extensive Plans
    • Cigna – Global Health Thailand Plan
    • Pacific Cross – Maxima and Maxima Plus Plans
  • Travel Insurance
    • Travel Insurance – Luma Asia Pass
    • Outbound Travel Insurance – Luma GO
    • Travel Insurance – Annual Multi-trip
  • Sports Accident Insurance
  • Other Services
    • Property Finance
    • Legal services
    • Saving Plans
    • Member Benefits
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APRIL – Essential, Extensive & Elite Plans

  • Choice of 3 Plans – MyHEALTH Essential (10M), MyHEALTH Extensive (32M) & MyHEALTH Elite (65M)
  • 2 areas of cover (Worldwide Excluding USA, Europe and ASEAN excluding Singapore)
  • Renewable to 99 years if you start before 66 years of age
  • No medical check required for new applicants
  • Great deductible options for retirees to help reduce the cost of the premium
ESSENTIAL
  • ANNUAL LIMIT
  • The overall limit per person per period of insurance
    10M THB

    HOSPITAL BENEFITS
  • Pre-authorisation is required for the following services
  • Hospital room and board
    Standard Private Room
  • Intensive Care
    Fully Covered
  • Parental Accommodation
    No Cover
  • Theatre Fees
    Fully Covered
  • Blood, dressings, medicines and drugs / General hospital costs
    Fully Covered
  • Surgical implants
    Fully Covered
  • Diagnostic scans and tests
    Fully Covered
  • Rental of mobility aids
    Fully Covered
  • Professional fees / Specialist fee
    Fully Covered
  • Orthopaedic braces, supports and air boots
    Fully Covered
  • Hospital treatment of mental and nervous conditions
    No Cover

    PRE-HOSPITALISATION BENEFITS
  • Pre-hospitalisation benefits before admission for a covered confinement
    No Cover (covered under Outpatient if applicable)

    POST-HOSPITALISATION BENEFITS
  • Post-hospitalisation benefits after discharge from a covered confinement
    16,375 THB up to 60 days after a covered confinement

    ORGAN TRANSPLANTATION
  • Organ transplantation
    491,250 THB

    PRIVATE NURSING, HOME NURSING
  • Private nursing in hospital when certified necessary by attending physician
    No Cover
  • Home nursing prescribed by attending physician
    Covered under post-hospitalisation benefits or Outpatient benefits (if applicable) following inpatient admission

    CANCER TREATMENT
  • Hospital treatment of cancer
    Hospital Benefits section applies
  • Specialist consultations; diagnostic scans and tests; medicines and drugs; chemotherapy and radiotherapy related to active cancer treatment
    Fully Covered

    EMERGENCY ROOM TREATMENT
  • Treatment as a result of an injury within 48 hours of an accident; or acute exacerbation of a disability which requires urgent medical or surgical intervention to avoid permanent damage to your life or health
    Covered under Outpatient benefits

    LOCAL TRANSPORT BY AMBULANCE
  • Transport by ambulance to and from hospital prescribed by an attending physician
    Fully Covered

    AREA OF COVER
  • Area of Cover Options
    Europe and ASEAN excluding Singapore
  • Out of Area Cover
    Services rendered outside of the area of cover are covered up to 1,637,500THB per period of insurance and for up to 30 days of treatment only if they are directly caused by a sudden illness or injury occurring during the first 30 travel days of any trip outside the area of cover

EXTENSIVE
  • ANNUAL LIMIT
  • The overall limit per person per period of insurance
    32.75M THB

    HOSPITAL BENEFITS
  • Pre-authorisation is required for the following services
  • Hospital room and board
    Standard Private Room
  • Intensive Care
    Fully Covered
  • Parental Accommodation
    Fully Covered
  • Theatre Fees
    Fully Covered
  • Blood, dressings, medicines and drugs / General hospital costs
    Fully Covered
  • Surgical implants
    Fully Covered
  • Diagnostic scans and tests
    Fully Covered
  • Rental of mobility aids
    Fully Covered
  • Professional fees / Specialist fee
    Fully Covered
  • Orthopaedic braces, supports and air boots
    Fully Covered
  • Hospital treatment of mental and nervous conditions
    Fully covered for up to 20 days

    PRE-HOSPITALISATION BENEFITS
  • Pre-hospitalisation benefits before admission for a covered confinement
    32,750 THB up to 60 days before a covered confinement

    POST-HOSPITALISATION BENEFITS
  • Post-hospitalisation benefits after discharge from a covered confinement
    32,750 THB up to 60 days after a covered confinement

    ORGAN TRANSPLANTATION
  • Organ transplantation
    4,912,500 THB

    PRIVATE NURSING, HOME NURSING
  • Private nursing in hospital when certified necessary by attending physician
    Fully Covered
  • Home nursing prescribed by attending physician
    Covered under post-hospitalisation benefits or Outpatient benefits (if applicable) following inpatient admission

    CANCER TREATMENT
  • Hospital treatment of cancer
    Hospital Benefits section applies
  • Specialist consultations; diagnostic scans and tests; medicines and drugs; chemotherapy and radiotherapy related to active cancer treatment
    Fully Covered

    EMERGENCY ROOM TREATMENT
  • Treatment as a result of an injury within 48 hours of an accident; or acute exacerbation of a disability which requires urgent medical or surgical intervention to avoid permanent damage to your life or health
    Fully Covered


    LOCAL TRANSPORT BY AMBULANCE
  • Transport by ambulance to and from hospital prescribed by an attending physician
    Fully Covered

    AREA OF COVER
  • Area of Cover Options
    Worldwide Excluding USA, Europe and ASEAN excluding Singapore
  • Out of Area Cover
    Services rendered outside of the area of cover are covered up to 1,637,500THB per period of insurance and for up to 30 days of treatment only if they are directly caused by a sudden illness or injury occurring during the first 30 travel days of any trip outside the area of cover
ELITE
  • ANNUAL LIMIT
  • The overall limit per person per period of insurance
    65.50M THB

    HOSPITAL BENEFITS
  • Pre-authorisation is required for the following services
  • Hospital room and board
    Standard Private Room
  • Intensive Care
    Fully Covered
  • Parental Accommodation
    Fully Covered
  • Theatre Fees
    Fully Covered
  • Blood, dressings, medicines and drugs / General hospital costs
    Fully Covered
  • Surgical implants
    Fully Covered
  • Diagnostic scans and tests
    Fully Covered
  • Rental of mobility aids
    Fully Covered
  • Professional fees / Specialist fee
    Fully Covered
  • Orthopaedic braces, supports and air boots
    Fully Covered
  • Hospital treatment of mental and nervous conditions
    Fully covered for up to 60 days

    PRE-HOSPITALISATION BENEFITS
  • Pre-hospitalisation benefits before admission for a covered confinement
    Fully covered up to 60 days before a covered confinement

    POST-HOSPITALISATION BENEFITS
  • Post-hospitalisation benefits after discharge from a covered confinement
    Fully covered up to 90 days after a covered confinement

    ORGAN TRANSPLANTATION
  • Organ transplantation
    8,187,500 THB

    PRIVATE NURSING, HOME NURSING
  • Private nursing in hospital when certified necessary by attending physician
    Fully Covered
  • Home nursing prescribed by attending physician
    Covered under post-hospitalisation benefits or Outpatient benefits (if applicable) following inpatient admission

    CANCER TREATMENT
  • Hospital treatment of cancer
    Hospital Benefits section applies
  • Specialist consultations; diagnostic scans and tests; medicines and drugs; chemotherapy and radiotherapy related to active cancer treatment
    Fully Covered

    EMERGENCY ROOM TREATMENT
  • Treatment as a result of an injury within 48 hours of an accident; or acute exacerbation of a disability which requires urgent medical or surgical intervention to avoid permanent damage to your life or health
    Fully Covered


    LOCAL TRANSPORT BY AMBULANCE
  • Transport by ambulance to and from hospital prescribed by an attending physician
    Fully Covered

    AREA OF COVER
  • Area of Cover Options
    Worldwide Excluding USA, Europe and ASEAN excluding Singapore
  • Out of Area Cover
    Services rendered outside of the area of cover are covered up to 1,637,500THB per period of insurance and for up to 30 days of treatment only if they are directly caused by a sudden illness or injury occurring during the first 30 travel days of any trip outside the area of cover
CUSTOMER PROFILE
A great plan for retirees or families (0-65 years) who are after an affordable INPATIENT ONLY plan, with an excellent range of benefits to access higher tier hospitals in Thailand (Outpatient benefit can be added).

Couples and families receive a 5% discount if applying together.

No health check required for new applicants

Use your APRIL card to access an extensive network of hospitals, clinics and healthcare provider to enjoy direct billing.
HOSPITAL CHOICES
When purchasing your plan, you have chosen to be covered under our Standard or Premium network.

If you selected our Standard network, you are covered in any medical facilities excluding the ones below. If you visit any of the facilities below, your medical expenses will be subject to 40% co-insurance.

If you selected our Premium network, you are covered in any medical facility, including the ones below.

This applies to all treatments, including Hospital & Surgery, Outpatient, Dental and Optical, and Maternity services.

Premium network: full coverage
Standard network: 40% co-insurance

Thailand
Bumrungrad International Hospital
BNH Hospital
Bangkok International Hospital
MedPark Hospital
Bangkok Hospital Pattaya
Bangkok Hospital Chiang Mai
Wattanapat Hospital Samui
Vejthani Hospital (Bangkok)
Hong Kong
Matilda International Hospital
Hong Kong Sanatorium & Hospital
Hong Kong Adventist Hospital
Singapore
Gleneagles Hospital Singapore
Mount Elizabeth Hospital (Orchard)
Mount Elizabeth Novena Hospital
China
United Family
Sino United
Parkway
STAND-OUT FEATURES
Great Top-up option for people who have an existing local plan through their employer but want higher cover in case of accident or illness (take a deductible)

The Essential plan is ideal for
someone who wants general protection for accidents & serious medical conditions

Generous dental, optical and maternity add-on modules

The Extensive plan offers stronger coverage to manage chronic conditions or top end coverage without being excessive
The 3M plan ( actually 3,275,000 THB) meets the Thai government requirement for health insurance including Covid-19 coverage and a minimum of 100K USD.

Certificate of Health Insurance provided to Immigration authorities should you need to leave Thailand and re-enter during the Covid-restricted period for the 3,375,000M and 16M plan.


SPECIAL CONDITIONS
Customer can choose Inpatient only (Hospital & Surgery) and include or not include Outpatient coverage

All plans must be paid upfront for the 12 month period. There is no monthly payment option.

Deductible amounts only apply to the Hospital and Surgery Plan (Not to the outpatient module)

This plan must be started before the applicant turns 66 years of age. It is not available to NEW applicants 66 years and over.

Great coverage for cancer including specialist consultations; diagnostic scans and tests; medicines and drugs;
chemotherapy and radiotherapy related to active cancer treatment

Coverage of 1,637,500 THB outside of Thailand only if directly caused by sudden illness or injury occurring during the first 30 travel days of any trip outside the area of cover

The customer must be a resident in Thailand for at least 6 months of the year.

Thai Expat Health makes it EASY for foreigners to obtain medical insurance for the Certificate of Health Insurance to enter Thailand.  Our aim is to get the process completed for you in the FASTEST possible time with a MINIMUM of fuss.  Our service is FREE and you benefit from our help and experience.

Please find the brochure document and an application for the

MyHEALTH Thailand – BrochureDownload
April – MyHEALTH Thailand – Individual & Family Application Form FMU (1 July 2025)Download

If you are ready to go ahead,

  • Please complete the application form.
  • Take a picture of the front page of your PASSPORT. 
  • Email the completed application and passport picture to [email protected]

Our team will assist you through the process to ensure that your documents are complete and your application receives the best possible consideration in the fastest time.

Want more assistance?

If you need more information or would like us to provide you with a quotation, please send us your age, your preferred hospital, coverage option (IPD or IPD+ OPD), and the deductible option to reduce the amount of your premium

Deductible options: ฿0, ฿16,375, ฿32,750, ฿81,875, ฿163,750, ฿327,500

Note: A deductible is an amount you agree to pay in the event of a claim before the insurance company pays for any treatment.

If you would like to speak to us directly, please call Alan

Telephone or WhatsApp  +6689-897-9435


Request a quote

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