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Thai Expat Club

Professional services to make life easier & affordable for Thai Expats

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    • Allianz Ayudhya – Superior Health Plan (2M, 5M & 10M)
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    • Pacific Cross – Maxima and Maxima Plus Plans
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Pacific Cross – Maxima and Maxima Plus Plans

  • 24 Hours Worldwide Emergency Treatment
  • Ability to renew up to 99 years old
  • Your Choice of Discount Options
  • Substandard Risks Considered
MAXIMA
  • Benefits
  • Hospital Choices
    No Limit on Hospital Choices
  • Emergency Medical Evacuation Service
    Worldwide Evacuation
  • Maximum Limit per Disability per Policy year
    5,000,000 THB

    Inpatient Benefits
  • Room and Board, Nursing Charge, Other Medical Charge (Maximum limit per day)
    8,000 THB
  • Intensive Care Unit and Coronary Care Unit
    Normal & Customary Charge
  • Operating Theatre
    Normal & Customary Charge
  • Surgical Fee Including Pre-Surgical Assessment and Normal Post-Surgical Care (Actual Expenses)
    Normal & Customary Charge
  • Organ Transplant’s Fee for Liver, Heart, Lung, Kidneys, Bone Marrow and Kidney Dialysis Including Donor’s Costs (Maximum per disability)
    1,000,000 THB
  • Anaesthetist’s Fee
    Normal & Customary Charge
  • Private Nurse Fee recommended by physician immediate after hospitalization (Up to 30 days)
    Normal & Customary Charge
  • Inpatient Psychiatric/Mental Disorder
    50,000/disability 200,000/lifetime
  • Hospital Expenses : Diagnostic Laboratory Fee, X-rays, Prescribed Medicines, Blood and Plasma, Wheel Chair Rentals, Surgical Appliances and Devices
    Normal & Customary Charge
  • Permanent implanted medical devices and artificial organs
    300,000 THB
  • Physician’s Daily Hospital Visit (Maximum per day)
    Normal & Customary Charge
MAXIMA PLUS
  • Benefits
  • Hospital Choices
    No Limit on Hospital Choices
  • Emergency Medical Evacuation Service
    Worldwide Evacuation
  • Maximum Limit per Disability per Policy year
    10,000,000 THB

    Inpatient Benefits
  • Room and Board, Nursing Charge, Other Medical Charge (Maximum limit per day)
    10,000 THB
  • Intensive Care Unit and Coronary Care Unit
    Normal & Customary Charge
  • Operating Theatre
    Normal & Customary Charge
  • Surgical Fee Including Pre-Surgical Assessment and Normal Post-Surgical Care (Actual Expenses)
    Normal & Customary Charge
  • Organ Transplant’s Fee for Liver, Heart, Lung, Kidneys, Bone Marrow and Kidney Dialysis Including Donor’s Costs (Maximum per disability)
    1,500,000 THB
  • Anaesthetist’s Fee
    Normal & Customary Charge
  • Private Nurse Fee recommended by physician immediate after hospitalization (Up to 30 days)
    Normal & Customary Charge
  • Inpatient Psychiatric/Mental Disorder
    75,000/disability 300,000/lifetime
  • Hospital Expenses : Diagnostic Laboratory Fee, X-rays, Prescribed Medicines, Blood and Plasma, Wheel Chair Rentals, Surgical Appliances and Devices
    Normal & Customary Charge
  • Permanent implanted medical devices and artificial organs
    300,000 THB
  • Physician’s Daily Hospital Visit (Maximum per day)
    Normal & Customary Charge
CUSTOMER PROFILE

An ideal plan for non-professional sportspeople, individuals (including motorcycle riders), and families after a low-cost plan with a wide range of benefits

Persons who want to pay quarterly or half-yearly (5% Surcharge)

HOSPITAL CHOICES

There are no hospital restrictions. The max limit/day for room and board is 8,000 THB. If the cost of room and board exceeds this amount you would need to pay the shortfall out of your own pocket. The Maxima Plan would cover the cost of a standard private room at Samitivej and similarly priced hospitals that charge mid-range for treatment and services.

STAND-OUT FEATURES

Meets the Thai government requirement for health insurance providing coverage for Covid-19 coverage minimum of 100K USD.

A Certificate of Health Insurance is provided for Immigration should you need to leave Thailand or re-enter during the Covid-restricted period.

This Global plan covers you during travel so long as you are not out of the country for longer than 6 months at one time.

This plan is only for residents in Thailand. Should you return to your home country or reside in another country, then you will need to consider insurance from another provider.

SPECIAL CONDITIONS

If the sum of your claims in any one insurance year exceeds 80% of the premium paid, the insurance provider reserves the option to increase your premium in the following year to a maximum of 25%.

However, if in the following year, you were claim-free, your premium would return to the normal premium for a person of your age without the penalty increase.

If you don’t have any claims in any one year, you will receive a 10% discount on renewal the following year.

Brochure & Application Form

Please find the brochure document and an application for the Pacific Cross Maxima and Maxima Plus Plans

Pacific Cross – Maxima and Maxima Plus – BrochureDownload
Pacific Cross – LIFESTYLE SERIES – Application FormDownload

If you are ready to go ahead,

  • please complete the application form, entering a mailing address in THAILAND.
  • Take a picture of the front page of your PASSPORT. 
  • Email the completed application and passport picture to [email protected].

Our team will assist you through the process to ensure that your documents are complete and your application receives the best possible consideration in the fastest time. Note that there is a large number of applications in the system at the moment, so please submit your application early to avoid delays.

The entire process normally takes between 10-14 days depending on how quickly you can submit your application, answer questions from underwriting, and transfer payment for the premium. Once payment is received, PACIFIC CROSS will issue your policy 

If you need more information or would like us to provide you with a quotation, please send us the age of the applicant(s), the coverage option (IPD or IPD + OPD), and the deductible option which you feel comfortable with.

If you would like to speak to us directly, please call Alan

Telephone or WhatsApp  +6689-897-9435

or email us through the contact form

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